Frequently Asked Questions
We offer personal loans ($1,000-$50,000), business loans (up to $250,000), home improvement loans, and debt consolidation loans. All loans come with flexible terms from 12-60 months and competitive interest rates.
Most applications are approved within 1-2 business days, with funds typically disbursed within 1-3 business days after approval. We work quickly while ensuring thorough evaluation of your application.
Complete our 10-15 minute online application, submit required documents (ID, income proof, bank statements), and review your loan offer. You can save your progress and return later if needed.
Yes, we consider applications from all credit backgrounds. While rates may be higher, we evaluate your current income, employment stability, and overall financial situation alongside credit history.
Yes, we use bank-level 256-bit SSL encryption and strict security measures to protect your personal and financial information. We never share your data with unauthorized third parties.
We offer multiple payment options including automatic bank withdrawals, online portal, mobile app, phone, or mail-in payments. You can set up automatic payments to ensure you never miss a due date.
We offer a 10-day grace period and will work with you to find a solution. Contact us immediately if you're having trouble making a payment. We can discuss options like payment extensions or restructuring your loan terms.
Our rates range from 5.99% to 35.99% APR, depending on your credit profile and loan terms. Rates are fixed for the life of the loan, and we offer discounts for automatic payments.