Video Learning Hub
Fixed vs Variable Rate: How to Make Extra Home Loan Repayments
Learn how fixed and variable rate loans handle extra repayments, including options like offset accounts and redraw facilities.
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What Documents Do You Need Before Applying for a Home Loan?
A quick summary of the key documents you should prepare when applying for a home loan — including ID, pay slips, and bank statements.
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What Is a Guarantor and Are They on the Loan?
Learn how guarantors work in home loans — how they use their property as security, the benefits of avoiding a cash deposit, and their responsibilities if you can't repay.
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Should You Consolidate Your Car Loan into Your Home Loan?
From a simple perspective — if your car loan has a higher interest rate than your home loan, combining them could reduce your monthly repayments. Here's how it works.
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Get a Second Opinion on Your Home Loan Pre-Approval
Calvin from NIDA Group Real Estate is offering buyers a free 15-minute discovery call to explore better home loan deals — from lower interest rates to cashback offers.
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Explore Better Home Loan Deals with a Free 15-Minute Call
Calvin, an in-house mortgage broker at NIDA Group Real Estate, invites buyers to book a free discovery call to review their current finance or pre-approval and potentially unlock better deals.
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Offset vs Redraw: What's the Difference?
Learn the key difference between offset and redraw accounts—it's all about convenience and accessibility.
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Do We Charge Fees at h2o Loans?
At h2o Loans, we charge no fees—no application or retention costs. Learn how we’re paid and why it’s free for you.
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How Much Deposit Do You Need to Get a Home Loan?
Learn the minimum deposit requirements for both owner-occupied and investment properties without government incentives.
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