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Commercial and Business Loans

Whether you're launching a new venture, expanding operations, or investing in equipment and infrastructure, the right business loan can unlock new possibilities. At h2o Loans, we work with a network of trusted lenders to provide tailored commercial finance solutions that match your goals.

Commercial loans for business owners and investers

Team discussing business loan

Commercial loans provide the capital businesses need to grow, invest, or secure property. Whether you're expanding operations, acquiring a new site, or refinancing existing debt, h2o Loans helps you find the right finance strategy to achieve your goals.

Tailored Lending for Business Owners

We partner with trusted commercial lenders to deliver loan options that suit your operations and cash flow — with transparent terms and fast approval times.

  • Funding for property purchases, renovations, or relocations
  • Options for fixed, variable, or interest-only repayments
  • Support for start-ups and established businesses alike

Finance Solutions for Property Investors

Whether you're investing in commercial real estate or expanding your portfolio, we’ll help you structure your loan for maximum returns and tax effectiveness.

  • Access equity for future investments
  • Low-doc and SMSF loan options available
  • Expert support from application to settlement

At h2o Loans, we simplify commercial lending with expert advice, lender comparisons, and a dedicated team that works with you every step of the way.

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Buying a Property for yourself or as an Investment

Whether you're purchasing your first home, upgrading, or entering the property market as an investor, navigating finance can feel overwhelming. That’s where we come in.

At h2o Loans, we simplify the lending process by comparing multiple lenders, negotiating competitive rates, and guiding you from application to settlement — all tailored to your property goals.

We are here to help you through the process

We work together, as a
seemless team to help
you on your journey

At h2o Loans, we believe that buying a home or investing in property should never feel overwhelming. That's why our brokers, loan specialists, and support staff collaborate closely with you — making the process clear, fast, and stress-free. From application to settlement, we're with you every step of the way.

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What clients say about h2o loans

204 people have said how good we are

I've had the pleasure of working with James Huang twice now! (TLDR; James was super knowledgeable and helpful through every step of the way!) My first encounter with Jam...
Celyna Guo
Celyna Guo
We recently refinanced our home loan with the help of Aaron from H20 Loans. From our first conversation, Aaron was professional, knowledgeable, and genuinely committed to...
Phoebe
Phoebe
I had the pleasure of dealing with Calvin Huynh who was absolutely fantastic to work with! He was incredibly quick in getting our mortgage application completed, and the ...
john ragheb
john ragheb
I had an amazing experience with James! The whole process was smooth, professional, and stress-free. He was incredibly helpful every step of the way, keeping me updated a...
Mohammad H
Mohammad H
Had the pleasure to work with James. What a wonderful, confident and friendly person. He helped us formulated our existing HL also encourage and guide us to procure our ...
Rafat Rubby
Rafat Rubby
Find the best finance solution that's right for you.