Don't just take our words
From first-home buyers to long-term investors, our customers share how h2o Loans helped them move forward—faster, smarter, and with confidence.
We make the process simple and transparent, with flexible home loan options, competitive rates, and a team that speaks your language. Whether you're buying, refinancing, or planning your next move, h2o is here to help you make smarter decisions—without the jargon or runaround.
“We were confused as first-time buyers, pretty sure there are dumb questions but they still answered it.”
“If I could give more than 5 stars, I would. James isn’t just an exceptional broker, he’s someone I trust wholeheartedly, both professionally and personally. Fr...”
M.Chalhoub
h2o Loans Client
“I’ve been working with James for the past year, and I couldn’t be happier with the experience. From the very beginning, he has been incredibly professional, kno...”
Omer Suhail Choudhary
h2o Loans Client
“I had an amazing experience with James! The whole process was smooth, professional, and stress-free. He was incredibly helpful every step of the way, keeping me...”
Mohammad H
h2o Loans Client
“I've had the pleasure of working with James Huang twice now! (TLDR; James was super knowledgeable and helpful through every step of the way!) My first encounte...”
Celyna Guo
h2o Loans Client
“We recently refinanced our home loan with the help of Aaron from H20 Loans. From our first conversation, Aaron was professional, knowledgeable, and genuinely co...”
Phoebe
h2o Loans Client
Hear what people say about Us
"“I Was Surprised About The Speed Of The Approval”"
"“When Your Mortgage Approval Was Super Fast”"
"“When Your Client Called You At 8PM”"
"“What Our Clients Said Was Unbelieveable”"
"“We Finally Got Our Dream Home”"
"“We Were Confused, It Was Our First Time”"
We work together, as a
seemless team to help
you on your journey
At h2o Loans, we believe that buying a home or investing in property should never feel overwhelming. That's why our brokers, loan specialists, and support staff collaborate closely with you — making the process clear, fast, and stress-free. From application to settlement, we're with you every step of the way.
