Finance Solutions
Clear as water

Year's in Business

9 years +

Client's serviced

800 +

Google Rating

★★★★★

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Banks partnered

60 +

Loans settled

527 m +

Calculators

What we offer

Our Services

Business Loans

Residential & Investment Home Loans

Residential & Investment Home Loans

Commercial Property Loans

Commercial Property Loans

Personal Loans

Development and Construction Loans

Development and Construction Loans

Private or Non-Bank Loans

Private or Non-Bank Loans

Low Doc Loans

SMSF Loans

Islamic Finance

Islamic Finance

Equipment or Car Finance

Equipment or Car Finance

Deposit Bonds

WHO IS h2o LOANS

Our Highest Priority Is Your
Financial Well-Being

At h2o Loans, getting the right loan isn't just a transaction — it's a partnership. We make the process simple, transparent, and completely tailored to you.

Learn more about us ↗

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Get Started

Want to plan your home
purchase or renovation?
Use our Mortgage Loan
Repayments Calculator.

Customer Testimonials

Our Clients Say

See what our happy customers are saying about us!

Positive reviews

Government scheme:

7 schemes and grants for first home buyers in Australia
Buying your first home can be a daunting (and expensive!) prospect. Luckily, there are a number of government schemes, grants, and tips that can help you on your way...

Partner Background

Partners

Infinite Experts

Infinite Experts

Finance Services Partner

Nidus Group

Nidus Group

Property Services Partner

Infinite Experts

Infinite Experts

Finance Services Partner

Nidus Group

Nidus Group

Property Services Partner

Learning

Be Informed with our latest articles

First Home Buyer Grants in Australia: What You Need to Know

First Home Buyer Grants in Australia: What You Need to Know

2024 Housing Market Trends in Sydney and Melbourne

2024 Housing Market Trends in Sydney and Melbourne

How to Secure a Home Loan with Low Deposit

How to Secure a Home Loan with Low Deposit

The Rise of Regional Living: Why More Australians Are Moving Out of Cities

The Rise of Regional Living: Why More Australians Are Moving Out of Cities

Understanding Stamp Duty in Australia

Understanding Stamp Duty in Australia

Renovation vs. Buying New: What's Best for Australian Homeowners?

Renovation vs. Buying New: What's Best for Australian Homeowners?

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Start Your Journey With Us Today!